Unlocking the debtor book.

A product that has now firmly entered the mainstream. A fast and flexible form of finance that is ideal for fast-growing companies. Mark Dickson has experience of this market going back 35 years. It's a crowded field — but we know who to speak to.

Invoice finance turns your debtor book into working capital. Every pound invoiced becomes cash in the bank within 24 hours rather than 30, 60, 90 days later. For growing businesses, that difference is the difference between taking on the next contract and turning it away.

Confidential factoring, disclosed factoring, selective invoice finance, whole-book discounting, ABL bolted on top — each works differently and prices differently. The headline rates lenders advertise are rarely the rates you end up paying once service fees and minimums are factored in. We negotiate the full package, and we know which providers deliver on the service they sell.